Education Loan
Fund your higher education in India or abroad with loans up to ₹3 Crore, at rates starting 9.50% p.a.
About Education Loan
PaisaEHub.com Education Loan helps you finance graduation, post-graduation, professional and technical courses in India and abroad with flexible repayment and competitive rates.
We are partnered with India's leading Banks and NBFCs to offer education loans with interest rates starting from 9.50% p.a., matched to the course, institution and your family income profile.
With minimal documentation, quick approval and a moratorium period during the course, you can focus on your studies while we take care of the funding.
Undergraduate Courses
Finance B.Tech, B.Com, BBA, MBBS and other professional degrees in India or abroad.
Postgraduate & PhD
Fund M.Tech, MBA, MS, PhD and research programmes at top Indian and foreign universities.
Professional Certifications
Cover fees for CA, CFA, FRM, ACCA and other globally recognised professional courses.
Study Abroad
Finance tuition, living expenses, travel and insurance for overseas education.
Diploma & Vocational Courses
Get funding for recognised diploma, polytechnic and skill-development programmes.
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Features & Benefits
Everything that makes a PaisaEHub.com Education Loan the smart way to fund your dreams.
High Loan Amount
Borrow up to ₹1.5 Crore for studies in India and up to ₹3 Crore for overseas education.
Low Interest Rates
Interest rates starting at 9.50% p.a. for eligible students and co-applicants.
Long Repayment Tenure
Repay over up to 15 years, with a course-period moratorium on principal repayment.
Collateral & Non-Collateral
Options for both secured (with collateral) and unsecured education loans.
End-to-End Funding
Cover tuition, hostel, exam fees, books, laptop, travel and other education-related costs.
Quick Approval
Get in-principle approval fast, so you can meet admission and fee deadlines.
Eligibility & Documents
Check if you qualify and what paperwork you'll need to keep ready.
Eligibility Criteria
| Age | 18 to 35 years at loan application (varies by lender) |
| Course | Recognised graduation, post-graduation, professional or technical course |
| Co-applicant | Parent/guardian/spouse as co-borrower for most education loans |
| Academic Record | Good academic track record and entrance exam scores (where applicable) |
| Income | Co-applicant income and financial stability considered for repayment capacity |
| Residency | Indian resident; NRI students may need Indian co-applicant |
Documents Required
- ✓Student PAN Card & Aadhaar Card
- ✓Co-applicant PAN, Aadhaar and KYC documents
- ✓Admission/offer letter from the institution
- ✓Fee structure and payment schedule
- ✓Latest academic marksheets and entrance scorecard
- ✓ITR / income proof of co-applicant
- ✓Bank statements of co-applicant
- ✓Passport and visa (for study abroad loans)
Interest Rate & Charges
Transparent pricing — no hidden costs, ever.
| Interest Rate | 8.50% p.a. onwards |
| Loan Amount (India) | Up to ₹1.5 Crore |
| Loan Amount (Abroad) | Up to ₹3 Crore |
| Tenure | Up to 15 years (including course/moratorium period) |
| Processing Fee | Up to 1% of loan amount + GST (varies by lender) |
| Pre-payment Charges | Nil for most floating-rate education loans |
*Final interest rate and charges depend on the partner lender, course, institution, loan amount and credit profile.
EMI Calculator
Estimate your monthly EMI instantly — calculated on the server with PHP.
Enter your loan details to calculate your EMI.
Invest in Your Future, Today
Apply NowFrequently Asked Questions
Answers to the most common questions about our Education Loan.